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Advice on taking credit card payments.
Posted: Thu Apr 17, 2025 6:37 pm
by WILD BILL
Are any of you guys set up for taking payments via card?
If so, could you share what you're using and why and how satisfied you are with it.
Been going down the rabbit of Google searching the subject and it just kinda feels a little overwhelming.
Re: Advice on taking credit card payments.
Posted: Thu Apr 17, 2025 8:04 pm
by LLeeT
I see quite a few folds using phones to accept credit card payments. I took cards when I had my cycle shop and it was no big deal, but that was with a machine. Someone came in and set it up. They make card readers for phones, I see them at flee markets and swap meets. I refused to take American as their rates were too high for me.
Re: Advice on taking credit card payments.
Posted: Sun Apr 20, 2025 4:00 am
by BigRig
Forget it unless your high volume you have to either lose $ or charge the customer more. Keep it simple

Re: Advice on taking credit card payments.
Posted: Sun Apr 20, 2025 3:15 pm
by Rhonda
True , you have to charge a little more to cover the cost. When I have a set down with customers. I’ll let them use their credit card to order material on my acct. then I delete there info once order is complete.
But that’s about as far as I go with credit cards.
Re: Advice on taking credit card payments.
Posted: Sat Apr 26, 2025 2:03 am
by Revv Up
I use Quick Books, it allows me to invoice and run the business book keeping for tax purposes, it works ok but there’s a monthly fee ($25.00 ish) as well as they take 3% off every transaction. In the past I used Square Space but they jerked me around.
Re: Advice on taking credit card payments.
Posted: Wed Apr 30, 2025 5:12 am
by BigRig
@Revv Up , let me know how the new Jeffbond non flammable works if you are using it.
Re: Advice on taking credit card payments.
Posted: Fri May 02, 2025 9:33 pm
by Revv Up
Will do but I got quite a bit of Sluyters 478 to go through first.
Re: Advice on taking credit card payments.
Posted: Wed Jul 01, 2026 9:25 am
by Thereas07
We use Stripe and it's been pretty solid overall. Setup was straightforward, payouts have been reliable, and it integrates with just about everything. The fees aren't the cheapest, but for us the convenience and stability make up for it.
I'd say don't overthink it too much. Most of the big providers are perfectly fine, so it really comes down to what features you need and what software you're planning to use.